Payment Gateways

They have: 9 posts

Joined: Oct 2004

I am using 2checkout as a payment gateway mainly because they were the cheapest and my site just ticks over.

I am having problems with fraudulent transactions my website (textagroup.com) offers a service and if the payment is verified through the payment gateway it then credits the buyers account.

This is fine but what has been happening is that transactions have been coming through and then up to a couple of days later 2checkout cancel the transaction as it is fraudulent which can leave me out of pocket.

Can anyone recommend another payment gateway where I would not have this problem or another solution?

Regards
Kirk

Free mobile text messaging.
http://www.textagroup.com

Mobile Ringtones and logos.
http://mobile.textagroup.com

Tell a friend service
http://affiliates.textagroup.com

JeevesBond's picture

He has: 3,956 posts

Joined: Jun 2002

Well I also use 2checkout, and am also looking for alternatives all the time. The moral being: You get what you pay for.

http://www.995merchantaccounts.com/ is recommended as a good PayPal alternative by http://www.paypalsucks.com

If these people like it, I reckon it must be ok!

a Padded Cell our articles site!

timjpriebe's picture

He has: 2,667 posts

Joined: Dec 2004

Is your website automatically crediting the buyer's account? It will take more work, but if you want to stay with 2checkout, you can just go in and approve the credit once the payment goes through.

They have: 9 posts

Joined: Oct 2004

My website was creating the user accounts I have found a way around it by giving users a status.
So if a new user signs up they have a VIP status which is set yo N when there payment has been verified I add there credits and set there status to Y so if they purchase any further credits and there status is set to Y they will be automatically added to there account.

I will look into other payment gateways as I belive in trying to automate as much as possible.

Thanks Kirk

Free mobile text messaging.
http://www.textagroup.com

Mobile Ringtones and logos.
http://mobile.textagroup.com

Tell a friend service
http://affiliates.textagroup.com

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